Just decorated our Christmas tree. We are so excited because this is our first Christmas in our new house!!!
We bought the house in December 2009 and now we know the feeling of ownership. Anyway, the Christmas spirit is ON!! did our shopping and wrapped the gifts 
we put them under the tree and it’s soooo beautiful… This Christmas feels so different because WE ARE IN OUR OWN HOUSE!!!
Pending house sales index jumped 10.4% in October and the mortgage rates are up again. Freddie Mac said that the lenders offering 30-year fixed mortgage at an average of 4.46% this week. Compared to the rates last month, which was 4.17% and last week’s at 4.40%, the rates are slightly increasing.
With these information in mind, it is a great time to buy. TAKE THIS OPPORTUNITY TO GET YOUR DREAM HOMES. YOU ARE STILL NOT TOO LATE while the rates are not as high as last year and the inventory still piling up. It is still the BUYER’S MARKET.
The complete articles about the mortgage rates and home purchase contractcan be found at:
http://latimesblogs.latimes.com/money_co/2010/12/freddie-mac-mortgage-rates-are-up-again.html
This is a good information about HAFA Program.. check it out!!
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